Car Insurance – California, Do You Have Auto Coverage?

Trying to find an alternate route to work when nearly 280,000 other commuters are scrambling to find their way into the city can definitely increase the odds of getting involved in a fender-bender. San Francisco Bay area interstate travelers will be the first to tell you that you cannot predict accidents or catastrophes. Whether you are involved...

Auto Insurance – What’s In Your Policy?

If you are in an auto accident – the last thing on your mind should be money. It is important to know you are covered and what that coverage includes.  While thinking about wrecking your car probably isn’t the most pleasant thought, it is important to purchase auto insurance so you will be compensated for your losses and have funds secured...

Auto Insurance Tips – Sealing the Deal on Affordable Car Insurance

Okay. I admit it. I’ll stand in line for the latest Harry Potter book. You can probably convince me that I “need” the latest Dior volumizing mascara and yes, I have eaten turtle cheesecake for supper before. I have several guilty pleasures. Buying auto insurance is not one of them, but it’s a necessity. Read on to learn why, in addition to...

California Minimum Car Insurance Requirements

When it comes to protecting you and your family, possessing an appropriate level of liability coverage is a must. Liability insurance covers the damage you cause in an accident. This is different from other aspects of California car insurance such as comprehensive or collision coverage. It is important to understand the minimum levels of liability...

Injury Claims: Who Pays?

For those who suffer injuries in a car accident, much confusion exists as to who is financially responsible for the injured party's medical expenses. The answer to this question is not clear cut and will depend heavily on the insurance laws of the state in which the accident occurs. How medical bills are paid after an accident will vary based on...

Hit and Run Claims

After spending the last hour in the grocery store, you push your cart out of the store and head towards your car. Suddenly, you notice a cargo van quickly backing up and heading straight for the front of your car. You yell for the driver to stop, but it's too late. The front of your car is now a crumpled mess. To make matters worse, the driver of...
Is it necessary by law to have full coverage car insurance? No, the only legally stipulated insurance coverage is liability car insurance. Full coverage car insurance is a combination of liability insurance, collision coverage and comprehensive coverage. A car owner who buys full coverage car insurance is protected against anything that can possibly...